Most people spend their income once and lose it forever.
Banks, meanwhile, record authorised payments and obligations as balance-sheet activity.
The Infinite Money Protocol introduces a private fiduciary structure that allows qualifying credit recoupments — once lawfully recognised — to be received, governed, and cycled through a trust-based treasury.
THE INFINITE MONEY PROTOCOL
No Speculation. No Markets. No Confrontation. Just Structured Private Administration.
When you make payments, banks—acting as nominees—record those funds as assets for the institution. In parallel, they create a matching debt-based liability on their books.
Within this framework, the liability constitutes the actual loan or payment, while your original deposit is effectively abandoned as an individual claim.
Over time:
The Infinite Money Protocol addresses this imbalance by introducing a fiduciary accounting framework designed to receive and manage lawfully recognised recoupments of credit — where substantiated.
By reclaiming previously abandoned deposits into your private treasury, you establish a self-sustaining capital base.
Utilizing this treasury for expenditures—coupled with a systematic annual recoupment of those funds—effectively transforms your financial structure into a closed-loop system of private liquidity via annual spend and recoupment cycles.
No Speculation. No Markets. No Confrontation. Just Structured Private Administration.
A 98-Series Grantor Trust is established to act as the private fiduciary receiver and administrator.
Historic payment streams and qualifying obligations are identified for review.
Nominee credentials and securities reference numbers identified.
Trust-level filings are prepared and submitted under IRS 1212 nominee architecture.
Recoupment progress is tracked through to distribution.
Recoupments are received into your treasury enabling annual spend and recoupment cycles.
Your financial structure has become a closed-loop system of private liquidity via annual spend and recoupment cycles.
The Great Transition: From Debt-Servitude to Treasury-Administration
| Feature | From: The Debtor Paradigm | To: The Closed-Loop Treasury |
| Primary Activity | Toiling: Selling time and labor to “earn” a living. | Administering: Managing the flow and recoupment of recognized credit. |
| View of Spending | Terminal Loss: Money leaves your pocket and is “gone” forever. | Credit Activation: Spending initiates a cycle that defines the volume of your next recoupment. |
| Growth Model | Linear & Limited: You can only earn as much as your time/toil allows. | Exponential Abundance: The more you spend (activate), the more you recoup (recognize) in the cycle. |
| Financial Engine | Seeking Profits: Competing in a market with high risk and uncertainty. | Systematic Recoupment: Operating a private protocol that functions regardless of market shifts. |
| Relationship to Banks | Dependency: You are a customer/debtor pleading for access to credit. | Superiority: You are the Fiduciary; banks are merely the clearinghouses for your treasury. |
| Outcome | Depletion: Constant pressure to replenish what was spent. | Perpetual Liquidity: A self-sustaining loop where spending feeds the treasury’s growth. |
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The Infinite Money Protocol is designed for:
Eligibility:
Trust structure required.
Envoy Protocol strongly recommended for standing, privacy, and insulation.
No. This is fiduciary reporting using recognised trust structures.
No. It governs recoupment if and when it is lawfully recognised.
No. This concerns administration of recognised credit only.
Through objective transcripts, filings, and administrative records.
No. Banks are not counter parties to fiduciary trust filings.
Yes, where institutions access USD correspondent rails.
No. The trust operates under its own EIN.
It’s unfamiliar because individuals are rarely taught fiduciary administration.
Risk comes from poor filings. This protocol emphasises correctness and governance.
Because it requires structure, discipline, and education — not speculation.
No Speculation. No Markets. No Confrontation. Just Structured Private Administration.
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